Terms of Use

Effective date: September 11, 2026

These Terms of Use ("Terms") govern your access to and use of https://countfolk.com (the "Site"), operated by Countfolk ("we", "us", or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Site.

1. Informational Purposes Only

The calculators, articles, and other content on the Site (the "Content") are provided for general informational and educational purposes only. The Content does not constitute financial, investment, legal, tax, accounting, medical, or other professional advice, and should not be relied upon as such. You should consult a qualified professional before making any decision based on the Content.

2. No Warranty

THE SITE AND THE CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE CONTENT IS ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE, OR THAT THE SITE WILL BE AVAILABLE, UNINTERRUPTED, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

3. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL COUNTFOLK OR ITS OWNERS, OPERATORS, OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SITE OR THE CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

4. Permitted Use

You may use the calculators for personal and commercial purposes. You may not copy, reproduce, republish, scrape, distribute, or create derivative works from the Content, in whole or in part, without our prior written consent, except as permitted by applicable law. You may not use the Site in any manner that could damage, disable, overburden, or impair it, or interfere with any other party's use of the Site.

5. Intellectual Property

The Site and the Content, including all text, graphics, logos, and software, are owned by or licensed to Countfolk and are protected by copyright, trademark, and other intellectual property laws.

6. Third-Party Links and Advertising

The Site may contain links to third-party websites and may display advertisements served by third parties. We do not endorse and are not responsible for the content, products, services, or practices of any third party.

7. Indemnification

You agree to indemnify, defend, and hold harmless Countfolk and its owners, operators, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of the Site or violation of these Terms.

8. Changes to the Site and These Terms

We reserve the right to modify or discontinue the Site, or any part of it, at any time without notice. We may revise these Terms at any time by posting an updated version on this page. Your continued use of the Site after any change constitutes acceptance of the revised Terms.

9. Governing Law

These Terms are governed by the laws of the State of Washington, United States, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or the Site shall be brought exclusively in the state or federal courts located in Washington.

10. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.