Business calculators

Enter a draw amount, stated rate, repayment timing, and draw fees to estimate the real cost of using a business line of credit. The result shows both the cash cost and an annualized rate that reflects fees deducted from the proceeds.

Enter the invoice terms and your borrowing or cash opportunity cost to see whether paying early is worth more than waiting. The calculator shows the implied annual cost of skipping the discount and the net dollar benefit of taking it.

Enter the cash price, lease payment, fees, term, and purchase option to estimate the total cost to own the equipment and the rate implied by the quote.

Enter a contact forecast, handle time, caller patience, and operating targets. The calculator searches for the smallest productive agent count that satisfies service level, abandonment, and occupancy at the same time.

Enter the invoice amount, advance rate, fee schedule, payment timing, and other charges to estimate the advance, reserve settlement, net proceeds, and annualized cost.

Use average demand, the complete replenishment delay, a planning buffer, and fixed container capacity to size a Kanban loop. The result shows the whole number of cards to authorize and the quantity that those cards permit in the loop.

Enter the costs that differ between making in-house and buying from a supplier. The calculator compares total relevant cost, effective unit cost, and the annual volume where the choice changes.

Enter the advance amount, factor rate, upfront fees, card sales, and holdback percentage to estimate cash received, repayment, payoff time, and APR. The result treats the advance as a cash-flow comparison so you can compare it with other financing options.

Estimate the order quantity for a seasonal, perishable, or one-time buy when demand is uncertain. The calculator shows the classical newsvendor optimum, then compares the feasible MOQ and case-pack choices by expected profit.

Enter contribution, resource use, capacity, and demand for two products. The calculator solves the feasible mix with the highest total contribution margin and shows which limits are tight.

Enter the production schedule, planned downtime, batch setup time, observed cycle time, and first-pass yield. The calculator shows the largest good-unit output that fits and the overtime needed when demand does not.

Enter annual demand, order cost, carrying rate, supplier price breaks, case pack size, and maximum order size. The calculator tests feasible order quantities in each tier and shows the annual cost of the best option.

Enter demand history, supplier lead-time variation, a cycle-service target, and ordering costs to estimate when to reorder a SKU. The result shows the reorder point, statistical safety stock, EOQ, and the inventory cost implied by those settings.